2317 Easton Avenue Bethlehem, PA 18017-5099 Phone 610-691-0041 Fax 610-691-8624 E-mail service@btcu.org

Convenient Access:

Click here to do your BTFCU banking on the Internet. (Requires registration before using first time.)

Link to the new, improved Electronic Bill Payment site. (Requires registration before using first time.)

The phone number for Audio Response (Bank-by-Phone) is 1-800-553-0857. Click here for audio response instructions.

Click here to do your VISA card banking on the Internet. (Requires registration before using first time.)

Click here to find ATMs that charge no fees to BTFCU members.

Click here for the CUNA Mutual Member Financial Services website.

Click here for an online Mortgage Application.

Click here to see BTFCU's Savings Accounts and Savings Rates.

Click here to see BTFCU's Loans and Loan Rates.

Find out how to join Bethlehem Teachers FCU.

Office Hours:

CLOSED Monday,
May 27th
Memorial Day

REGULAR HOURS:
Monday, Tuesday,
Wednesday, Friday:
9:00 a.m. - 5:00 p.m.
Thursday:
9:00 a.m. - 6:00 p.m.

Closing or delay due to weather? Check WFMZ:

Click here to go to Channel 69's Stormcenter Update webpage.

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Serving Members Since 1935

ACH

The automated clearinghouse network is a nationwide electronic payments system used by more than 23,000 financial institutions, more than 400,000 corporations, and millions of individual customers. The network was developed in the 1970s as an electronic alternative to check payments and as a cost-effective, efficient, and secure means for payments and receipts. It was originally used for the direct deposit of payroll and cash concentration debits. In 1982, the NACHA operating rules were modified to support corporate transfers. In 1985, the ACH was allowed to be the delivery mechanism for debit card (point-of-sale) transactions.

ACH is used for, among other things...

Direct Deposit of your paycheck. Direct Deposit is the safest way to deposit your net pay, Social Security, or pension check(s) into your Credit Union account. Your money is electronically transferred and immediately available every pay period. There is no charge for this service. Click here for details.
Payroll Deduction/Direct Deposit Payroll Deduction allows you to have a portion of your net pay deposited directly into your Credit Union account(s). It's a great way to establish a "no excuses" savings plan and to make loan payments automatically. There is no charge for this service. Click here for details.
Direct Payment of Bills Many credit card companies, merchants, and utilities allow you to make payments to them via the Internet. Usually these payments are done via ACH. You fill out a web form with the routing number of the Credit Union and your account number. Click here for routing number information.