Loan Rates

Adjusted quarterly based on Prime Rate plus a "margin". That margin may be as low as 1%, but your margin may vary based on your credit score at time of application. There is a $150 application / appraisal fee. Maximum amount: 80% of appraised value.

5.50%

Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 application/appraisal fee.

6.25%

Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 application/appraisal fee.

7.00%

Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 application/appraisal fee.

4.75%

Up to 80% of appraised value. First year rate is shown. After that, APR is based on 1-year T-Bill plus a "margin". The lowest margin is 1.75%, but your margin may vary based on your Credit Score at time of application. In any event, APR would rise or fall no more than 1% per year; Minimum APR (over life of loan): your initial rate; Maximum APR (over life of loan): 5% above the initial rate. 1 Point. $350 application fee. Title insurance required.

4.25%

1 point. Up to 80% of appraised value. $350 application fee. Title insurance required. Your interest rate and monthly payments are fixed for five years. The payments are based on an amortization of up to thirty years. In other words, for five years the loan acts like a fixed-rate mortgage. At the end of five years, you must either refinance by either paying off the loan or refinancing the outstanding balance at the rates and terms available at that time. If you refinance with us there will be minimal paperwork and no costs (such as title insurance and application/appraisal fees normally charged on new loans).

4.75%

No points. Up to 80% of appraised value. $350 application fee. Title insurance required. Your interest rate and monthly payments are fixed for five years. The payments are based on an amortization of up to thirty years. In other words, for five years the loan acts like a fixed-rate mortgage. At the end of five years, you must either refinance by either paying off the loan or refinancing the outstanding balance at the rates and terms available at that time. If you refinance with us there will be minimal paperwork and no costs (such as title insurance and application/appraisal fees normally charged on new loans).

APR* as low as Prime + 1%. $275 fees. Interest-only payments made monthly. Principal due at end of term.

4.95%

Up to 100% (for those who qualify) of the sales price (EXCLUDING tax, tags, etc.)

5.75%

Up to 100% (for those who qualify) of the sales price (EXCLUDING tax, tags, etc.)

6.50%

Up to 100% (for those who qualify) of the sales price (EXCLUDING tax, tags, etc.)

5.75%

For up to 100% (for those who qualify) of NADA retail vehicle value (EXCLUDING tax, tags, etc.)

6.25%

For up to 100% (for those who qualify) of NADA retail vehicle value (EXCLUDING tax, tags, etc.) Loan must be for $15,000 or more.

5.49%

For up to 100% (for those who qualify) of NADA retail vehicle value (EXCLUDING tax, tags, etc.)

6.00%

For up to 100% (for those who qualify) of NADA retail vehicle value (EXCLUDING tax, tags, etc.) Loan must be for $15,000 or more.

11.50%

Minimum loan amount of $500 per individual.
Maximum amount of $5,000 per individual, $10,000 with two signatures.

12.750%

Minimum loan amount of $500 per individual.
Maximum amount of $5,000 per individual, $10,000 with two signatures.

APR* as low as 4% above collateral rate (the interest rate you are earning on the account or certificate you are pledging as collateral for the loan).