2317 Easton Avenue
Bethlehem, PA 18017-5099
Phone 610-691-0041
Fax 610-691-8624
E-mail service@btcu.org

Click here to return to the BTFCU Home Page.

Convenient
Access Anytime:

Click here to do your BTFCU banking on the Internet. (Requires registration before using first time.)

Click here to do Electronic Bill Payment. (Requires registration before using first time.)

The phone number for Audio Response (Bank-by-Phone) is 1-800-553-0857. Click here for audio response instructions.

Click here to do your VISA card banking on the Internet. (Requires registration before using first time.)

Click here to find ATMs that charge no fees to BTFCU members.

Click here for the CUNA Mutual Member Financial Services website.

Click here to see BTFCU's Savings Accounts and Savings Rates. Click here to see BTFCU's Loans and Loan Rates.

Office Hours:

Monday, Tuesday,
Wednesday, Friday:
9:00 a.m. - 5:00 p.m.
Thursday:
9:00 a.m. - 6:00 p.m.


Our Special Sites:

Click here to go to the new BTFCU Kids Club site.

Click here to go to the new BTFCU Teens Club site.

Search btcu.org:

SITE INDEX
About Us
Annual Meeting
Applications
Bill Pay
Calendar
Canceled Checks
Checking
Contact Us
Credit Card
Debit Card
Fees
 Gift Cards
Home Page
Hours
Internet Banking
Loans
Membership
Overdrafts
Privacy
Savings
Info on ATM (Star) Cards and VISA Debit Card Mortgages (BTFCU is an Equal Housing Lender)
Information on VISA Credit Cards
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Click here to learn more about how you are protected by the NCUA.
Serving Members
Since 1935

Mortgages & Bridge Loans


If you are planning to buy or refinance your home, check out BTFCU's First Mortgage Loans. We can help you meet your individual needs with great rates and terms that are right for you.

We work closely with our members to make the process simple. BTFCU offers…

  • New Mortgages
  • Refinancing
  • Terms Up to 30 Years
  • Up to 80 of appraised value for your home
  • Adjustable Rate First Mortgage Loans--In times of uncertain interest rates (like now), an Adjustable Rate Mortgage Loan not only gives you a lower interest rate up front, it also means your interest (and payments) can go down without the expense of refinancing. What happens if interest rate go up? BTFCU offers you protection in that event. (Click here for details.)
  • 5 Year Fixed Rate Balloon First Mortgage Loans--This mortgage holds your monthly payments and interest rate the same for five years. Your payment is based on a maximum 30-year amortization. You would then refinance at the rates and terms available after five years with minimal paperwork and low- or no costs. (Click here for details.)
  • Bridge Loans If you don't have sufficient savings to cover costs associated with buying a home before selling your existing one, you might want to consider a Bridge Loan. A bridge loan would be secured by the equity in your current home and may provide you with enough funds to close on a new home before your current one sells. (Click here for details.)

Please call BTFCU at 610-691-0041 for complete details on a home purchase or refinance mortgage.

BTFCU does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. BTFCU does business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

 
 

The Adobe® Acrobat® Reader is required to read and fill out the Loan Application form. You may already have Acrobat installed on your computer. If you don't, you can download it at no cost from the Adobe Web Site (http://www.adobe.com/products/acrobat/main.html).

Click the button at left to see the current loan interest rates at Bethlehem Teachers Credit Union.
     

Copyright © 1999-2008 Bethlehem Teachers Federal Credit Union.
Last Updated: 11/20/2008 2:44:48 PM Eastern Time