2317 Easton Avenue Bethlehem, PA 18017-5099 Phone 610-691-0041 Fax 610-691-8624 E-mail service@btcu.org

Convenient Access:

Click here to do your BTFCU banking on the Internet. (Requires registration before using first time.)

Link to the new, improved Electronic Bill Payment site. (Requires registration before using first time.)

The phone number for Audio Response (Bank-by-Phone) is 1-800-553-0857. Click here for audio response instructions.

Click here to do your VISA card banking on the Internet. (Requires registration before using first time.)

Click here to find ATMs that charge no fees to BTFCU members.

Click here for the CUNA Mutual Member Financial Services website.

Click here for an online Mortgage Application.

Click here to see BTFCU's Savings Accounts and Savings Rates.

Click here to see BTFCU's Loans and Loan Rates.

Find out how to join Bethlehem Teachers FCU.

Office Hours:

CLOSED Monday,
May 27th
Memorial Day

REGULAR HOURS:
Monday, Tuesday,
Wednesday, Friday:
9:00 a.m. - 5:00 p.m.
Thursday:
9:00 a.m. - 6:00 p.m.

Closing or delay due to weather? Check WFMZ:

Click here to go to Channel 69's Stormcenter Update webpage.

Search btcu.org:

SITE INDEX
About Us Annual Meeting Applications & Forms Bill Pay Calendar Canceled Checks Checking Contact Us Credit Card Debit Card Dorney Tickets E-Statements Fees Gift Cards Home Page	Hours Internet Banking Loans Membership Merger Mortgages Newsletter Overdrafts Privacy Savings Scambusters Student Care Package Technology Loan




Serving Members Since 1935

Get a Break on Home Equity Loan Fees

Are you making home improvements this summer? Do you have a large college tuition bill on your hands? If so, your timing is great.

Through July 31, 2012, we’ll waive the $150 appraisal fee when you take out a new home equity loan in the amount of $10,000 or more. Dive into zero appraisal fees on your new home equity loan this July.

Borrowers must be credit worthy. For more information or to apply, call us at 610-691-0041.

HOME EQUITY LOAN (FIXED RATE)

Loan	Term	APR as low as*	Notes
HOME EQUITY	01-05 YR	4.24%	Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 appraisal fee.*
HOME EQUITY	06-10 YR	4.99%	Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 appraisal fee.*
HOME EQUITY	11-20 YR	5.99%	Based upon appraisal by a Pa. State Certified Appraiser, maximum amount up to 80% of the appraised value. There is a $150 appraisal fee.*

*APR=Annual Percentage Rate.
Your actual rate is based on your FICO/Emperica credit risk score.
*Through July 31, 2012, we’ll waive the $150 appraisal fee when you take out a new home equity loan in the amount of $10,000 or more.
[More on HOME EQUITY LOAN (FIXED RATE)].