2317 Easton Avenue Bethlehem, PA 18017-5099 Phone 610-691-0041 Fax 610-691-8624 E-mail service@btcu.org

Convenient Access:

Click here to do your BTFCU banking on the Internet. (Requires registration before using first time.)

Link to the new, improved Electronic Bill Payment site. (Requires registration before using first time.)

The phone number for Audio Response (Bank-by-Phone) is 1-800-553-0857. Click here for audio response instructions.

Click here to do your VISA card banking on the Internet. (Requires registration before using first time.)

Click here to find ATMs that charge no fees to BTFCU members.

Click here for the CUNA Mutual Member Financial Services website.

Click here for an online Mortgage Application.

Click here to see BTFCU's Savings Accounts and Savings Rates.

Click here to see BTFCU's Loans and Loan Rates.

Find out how to join Bethlehem Teachers FCU.

Easton Ave. Hours:

REGULAR HOURS:
Monday, Tuesday,
Wednesday, Friday:
9:00 a.m. - 5:00 p.m.
Thursday:
9:00 a.m. - 6:00 p.m.

New St. Hours:

Closing or delay due to weather? Check WFMZ:

Click here to go to Channel 69's Stormcenter Update webpage.

Search btcu.org:

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Serving Members Since 1935

About BTFCU

Our Office

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Our History: A Timeline

Bethlehem Teachers Federal Credit Union was started in 1935 by Liberty High School Teacher Stanley Coffin. Over the years it has expanded its membership base to encompass employees of many Lehigh Valley, PA, educational and nonprofit organizations. (See Membership page for more details.) For more than 75 years, BTFCU has proved to be a leader in exceptional member service.

Our knowledge and experience has allowed us to become a trusted and respected financial institution to almost 5,000 members in the Lehigh Valley area of Pennsylvania. As a result, we have created long-lasting relationships with our members and we continue to expand our field of membership.

Since 1935, the Bethlehem Teachers FCU has played an important role in bringing great rates and quality products and services at a low cost to its members.

What is a Credit Union?

A federal credit union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another. The members elect the volunteer board that runs each credit union. Not for profit, not for charity, but for service is a credit union motto.

Credit unions are not new. Originating in Europe, credit union history began in this country when the first credit union was formed in Manchester, New Hampshire, in 1909. Today, over 10,350 federally insured credit unions with $430 billion in assets serve nearly 78 million people in the United States.

More and more people join credit unions every year and they are pleased with the service. Credit unions have rated No. 1 in customer satisfaction at financial institutions for 10 years according to the American Banker Newspaper�s annual customer satisfaction survey.

Protected By The NCUA

Bethlehem Teachers Federal Credit Union is governed by the National Credit Union Administration (NCUA), a U.S. Government Agency. It is the credit union equivalent of commercial banks' Federal Deposit Insurance Corporation (FDIC). The NCUA, through its insurance fund (NCUSIF) protects your shares up to $250,000 against loss due to the failure of a federally-insured credit union for any reason.

To join a credit union, you must be eligible for membership. Each institution decides who it will serve. Most credit unions are organized to serve people in a particular community, group or groups of employees, or members of an organization or association. Click here to find out who is eligible to become a BTFCU member.

Some material on this page is from the NCUA Web Site.