2317 Easton Avenue
Bethlehem, PA 18017-5099

Phone 610-691-0041
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CLOSED Wednesday-Thursday,
December 24-25

Wednesday, December 31
CLOSED Thursday,
January 1

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Wednesday, Friday:

9:00 a.m. - 5:00 p.m.
9:00 a.m. - 6:00 p.m.

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Serving Members
Since 1935

Bethlehem Municipal Employees FCU Merger

Important Message
to Bethlehem Municipal Employees:

If you are a former Bethlehem Municipal Employees FCU (BMEFCU) member and have received a letter regarding your pension direct deposit, please note that the letter contains some inaccurate information.

Bethlehem Municipal Employees FCU is NOT closing.

As you know, BMEFCU has merged into Bethlehem Teachers Federal Credit Union so that it could become stronger and continue to do business with its valuable members.

We have been made aware that the Philadelphia Trust Company contacted members regarding their pension direct deposit. We did not initiate this action and are attempting to have this situation corrected.


If you are a retiree whose City of Bethlehem pension direct deposit was erroneously discontinued, you may have already been contacted via phone or letter by Philadelphia Trust to correct this issue. If you have not yet been in contact with them, you should call 610-865-8459 and direct them to reinstate your pension back to its original arrangement.

We want to assure you that as a recipient of a municipal pension, we welcome your direct deposit and we are happy to business with you. We encourage you to continue with your direct deposit.

Merger Update

We are pleased to report that the data processing conversion is progressing smoothly. We are still on target for a September 1, 2013 conversion date. Some transitional changes that members will notice are as follows:

  • Loan Processing is now being handled by the Easton Avenue Office. Former Bethlehem Municipal Employees FCU members can choose to sign their documents at either the New Street or Easton Avenue Location. Your loan officer will ensure that you have the necessary paperwork for your loan closing.
  • Expanded hours are coming to the New Street location! You will enjoy the same convenient 9:00 am opening hours that are in place at the Easton Avenue location. Effective July 1, 2013, the New Street and Easton Avenue Offices will operate with these hours:
    • Monday through Friday: 9:00 a.m. – 5:00 p.m.
    • Easton Avenue will continue to offer late closing on Thursday at 6:00 p.m.

General Merger Information

It is our pleasure to announce that Bethlehem Municipal Employees Federal Credit Union (BMEFCU) is now part of the Bethlehem Teachers Federal Credit Union (BTFCU). We are committed to making this a rewarding partnership for both entities. BTFCU has been serving members since 1935. We look forward to serving those members who have joined us from BMEFCU.

The Bethlehem Municipal Employees Federal Credit Union office will remain open until the computer systems are converted. Until the conversion takes place, former BMEFCU members are to continue to transact business as usual at the office on New Street. Long term members of BTFCU will continue to use the office located at 2317 Easton Avenue, Bethlehem.

If you have questions, please call us at 610-691-0041. Our office hours are Monday, Tuesday, Wednesday, and Friday from 9:00 a.m. to 5:00 p.m.; Thursday 9:00 a.m. to 6:00 p.m. Member Service Representatives will be happy to help with any questions you may have. Please check back often as we will continue to post new information or directives as they occur.

Merger Questions & Answers

Q. Who is Bethlehem Municipal Employees Federal Credit Union (BMEFCU) merging with?
A. Bethlehem Municipal Employees Federal Credit Union is merging into Bethlehem Teachers Federal Credit Union (BTFCU) effective April 1, 2013.

Q. Where is Bethlehem Teachers FCU located?
A. Bethlehem Teachers Federal Credit Union is located at 2317 Easton Avenue, Bethlehem, PA 18017.

Q: What will happen to my accounts?
A: Your accounts will eventually be transferred to BTFCU. This will occur with the “Data Processing Conversion” scheduled for later in the year. Until that time, everything will be processed like it has been in the past. You may continue to use your current checks, credit cards and debit cards.

Q: Where will I go to do my transactions?
A: Until the “Data Processing Conversion”, you will continue to use the Bethlehem Municipal FCU office building located at 649 North New Street. Once your accounts have been converted to BTFCU, you will no longer be able to use the BMEFCU office and will begin using the BTFCU office located on Easton Avenue.

Q. Will my account/loan number(s) change?
A. It is not known yet if account numbers will change. As we get closer to the “Data Processing Conversion”, we will know if any changes are necessary. We will keep you informed about any changes that may take place.

Q: I have payroll deposits and other automated credits and debits on my accounts. Will I need to notify anyone about the merger and changes?
A: The Data Processing Conversion Team will work to make the transition of you accounts to BTFCU seamless. It is the goal of the team to have all automated entries flow smoothly into your accounts with BTFCU. If there are any unusual items or situations, you will be notified.

Q. Will I continue to use my checks and deposit slips?
A. You may continue to use your same checks and deposit slips. We will notify you of any changes.

Q. Will the terms of my mortgage/other loans change? Will my automatic loan payments be affected?
A. The terms of your loans will be honored by BMEFCU as defined in the governing loan contracts. Your automatic loan payments will remain unchanged and uninterrupted. Please continue to make your regularly scheduled loan payments as stated in your loan documentation.

Q. What if I already have accounts with Bethlehem Teachers FCU? Can they be combined?
A. Accounts with BTFCU will not be affected. When the systems are merged, if you have an account with both credit unions, your accounts will remain separate. It will be your choice to combine the accounts or maintain the accounts separately.

Q. Will the merger affect my NCUA deposit insurance coverage?
A. Your aggregate balance in both BMEFCU and BTFCU will be covered up to $250,000 as outlined in the NCUA insurance guidelines.


Copyright © 1999-2014 Bethlehem Teachers Federal Credit Union.
Last Updated: 12/17/2014 8:31:03 AM Eastern Time