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REGULAR HOURS: Closing or delay due to weather? Check WFMZ:
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Membership: Why Join BTFCU?Why Join a Credit Union?Unlike banks and other financial institutions, credit unions are not-for-profit. This means that instead of having to produce a high profit for a few exclusive shareholders, credit unions return excess earnings to their members. This is done in the form of higher dividends on savings and investments, lower interest rates on loans, or through the addition of new products and services. Unlike the megabank mergers of late, BTFCU remains dedicated to its select group of members. You aren't dealing with strangers in distant places, you're dealing with your friends and neighbors. Our Credit Union is overseen by a volunteer Board of Directors. Those directors are elected annually from the membership and are truly concerned with what's best for the credit union, not what's in it for them. The new megabanks have instituted high fees for everything from having a checking account to using their automated teller machines (ATMs). You'll find that many of our services are at no charge to members. Where there are fees, they are substantially below commercial banks. Click here to return to the Membership page. |
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Copyright © 1999-2013 Bethlehem Teachers Federal Credit Union. |
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