While members at BTFCU enjoy many services at no cost, there are some items which carry fees:
| Stop payment fee |
$20.00 per draft/ACH |
| Copy of cancelled share draft (check) |
$5.00 per draft |
| Overdraft Charges |
$25.00 per draft |
| Nonsufficient Funds |
$25.00 |
| Returned deposited check fee |
$10.00 per occurrence |
| Dormant Account Fee |
$2.00 / quarter for accounts with less than a $100 balance and with no activity other than dividends for two or more years.
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| Domestic Wire Transfer (outgoing) |
$17.00 |
| Foreign Wire Transfer (outgoing) |
$30.00 |
| Foreign Currency Exchange (Receive Foreign Currency) |
$12.00 |
| Foreign Currency Exchange (Sell Foreign Currency) |
$5.00 |
| Two-signature travellers checks |
0.5% of check value |
| Standard travellers checks |
No charge to members |
| Share Draft (Check) Reorders |
Depends on style selected |
| Statement copies |
$0.25 per page |
| Money Orders |
$0.50 each |
| Replace lost debit card |
$5.00 per card |
| ATM Transactions exceeding eight per month |
$0.75 per transaction |
| Over Credit Limit Fee for VISA |
$10 per incident |
| Late Payment Fee for VISA |
$15 per month |
| Equity Line of Credit property inspection/search fee |
$150.00 |
| Fixed Rate Equity property inspection/search fee |
$150.00 |
| Mortgage Application Fee |
$350.00 |